selection

banking

This tag is associated with 7 posts

Minimum loss coverage for non-performing loans [EU Legislation in Progress]

The recessions resulting from the financial crisis that broke out at the end of the last decade have caused economic difficulties for more and more EU companies and citizens in recent years, leaving them unable to repay their loans. Continue reading

Bank account holders [What Europe does for you]

Bank accounts are an essential part of everyday life, allowing us to manage our money, shop online, and pay bills. Continue reading

Credit servicers, credit purchasers and the recovery of collateral: Fostering secondary markets for non-performing loans (NPLs) and easing collateral recovery [EU Legislation in Progress]

Due to the recessions brought about by the financial crisis from the end of the past decade, more and more EU companies and citizens have faced economic difficulties in recent years and have been unable to repay their loans. Continue reading

Fintech (financial technology) and the European Union: State of play and outlook

The financial technology (fintech) sector encompasses firms that use technology-based systems either to provide financial services and products directly, or to make the financial system more efficient. Continue reading

Local and regional banking providers [What Europe does for you]

Whether you are a business owner, want to start one, or a financial intermediary, you have access to EU funds. The European Investment Bank provides credit lines to finance providers such as local banks and financial institutions, helping them develop their lending portfolio and offer greater access to credit to a wider range of clients. This support helps finance the medium and long-term loans offered to private sector firms, commercially run public-sector enterprises or even local authorities. The Bank invests €75 billion in over 400 projects in a typical year. While such loans must meet some conditions (e.g. increase local growth and employment or help protect the environment), they offer benefits such as long time-to-maturity and attractive pricing. The finance providers can also make use of the technical assistance offered both to the intermediaries and the final recipients. Continue reading

Amending capital requirements: The ‘CRD-V package’ [EU Legislation in Progress]

Despite significant progress since the financial crisis of 2007-2008, the overhaul of the financial regulatory framework remains a European Commission priority. Continue reading

Financial technology (FinTech): Prospects and challenges for the EU [Policy Podcast]

Written by Cemal Karakas, Carla Stamegna, FinTech, the abbreviation for financial technology, is a broad term. It is mainly used to refer to firms that use technology-based systems either to provide financial services and products directly, or to try to make the financial system more efficient. Examples include robotic trading, cashless payments, crowdfunding platforms, robo-advice, … Continue reading

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