. The models offering a financial return include lending and equity crowdfunding. The lending model involves individuals providing funds in return for repayment of a loan (with or without interest), while the equity model entails shareholding or profit-sharing. Currently, crowdfunding with non-financial returns prevails and at US$1.4 billion represents over half of the funds raised through crowdfunding platforms in 2012.
By European Parliamentary Research Service
/ December 1, 2014
Funds raised globally through crowdfunding platforms by type in 2012
Funds raised globally through crowdfunding platforms by type in 2012
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